Transparency

How Our Multi-Agent AI Calculates Your Score

MicroStocks does not use a single model or a black-box formula. Every conviction score, risk rating, and AI verdict is the product of a structured debate between four specialized AI agents — each with a different analytical lens — moderated by a CIO-level synthesizer.

✓ Auditable pipeline✓ 4-agent committee✓ No black-box scoring
01

The AI Institutional Committee

Every analysis begins with three parallel "desk" agents running simultaneously, then a fourth CIO agent that synthesises their outputs into a final verdict. This mirrors how institutional investment committees operate — removing single-model bias.

🌍

Macro Desk

Macro-Economist

Key Inputs

  • Sector tailwinds / headwinds
  • RBI / Fed monetary policy stance
  • Global commodity price trends
  • FII / DII flow patterns
  • INR / USD currency risk

Output

Macro sentiment (BULLISH / NEUTRAL / BEARISH) + confidence score 0–100

📊

Quant Desk

Algorithmic Trader

Key Inputs

  • RSI (14-day), MACD signal
  • 20-day & 50-day SMA alignment
  • Volume momentum (5/20-day)
  • 52-week high/low positioning
  • Relative strength vs Nifty

Output

Quant sentiment + technical regime classification

🏦

Fundamental Desk

Value Investor

Key Inputs

  • P/E ratio vs. sector peers
  • ROE, Debt/Equity, EBITDA margin
  • Revenue and earnings growth CAGR
  • Promoter pledging %
  • Order book visibility

Output

Fundamental sentiment + margin-of-safety assessment

🎯

CIO / Risk Manager

Chief Investment Officer

Key Inputs

  • All 3 desk outputs
  • Inter-agent agreement score
  • Stop-loss invalidation levels
  • Portfolio allocation ceiling
  • Macro risk overlay

Output

Final verdict, conviction score 0–100, max allocation %

02

Data Source Waterfall

We fetch financial data from multiple sources in priority order, falling back gracefully to ensure every ticker gets coverage even during rate limits or outages.

1
PrimaryYahoo Finance (yfinance)

Price, volume, fundamentals, history

2
SecondaryAlpha Vantage

Technical indicators, earnings, global macro

3
NewsNewsAPI + DuckDuckGo

Real-time headlines for sentiment scoring

4
LLMGoogle Gemini / Groq

Agent reasoning, synthesis, natural language verdict

5
FallbackHeuristic Engine

Rule-based verdict when LLM APIs are unavailable

03

Score Definitions

Conviction Score

0 – 100

Overall committee confidence. ≥70 = high conviction long. ≤30 = avoid or hedge. Derived from the CIO agent after weighing desk agreement.

Micro-Score

0 – 10

Normalised composite score blending fundamentals (40%), momentum (30%), and news sentiment (30%). Used for relative ranking within a sector.

Risk Score

0 – 10

Higher = higher risk. Factors: beta, debt/equity, promoter pledging, ASM/GSM status, and tail-risk from news. ≥7 requires confirmation before entry.

04

Data Freshness & Caching

AI verdicts are computationally expensive — each full committee analysis involves 4 sequential/parallel LLM calls and data from up to 5 external sources. To ensure sub-second page loads (critical for mobile users and Googlebot), we use a two-tier caching strategy:

  • Redis L1 cache (TTL: 1 hour):Verdict results are stored immediately after computation. Any subsequent request in the same hour returns the cached result in <50ms.
  • Background pre-warmer (every 4 hours): A scheduled job proactively re-computes verdicts for our top 50 tracked tickers before the cache expires, so cache misses essentially never occur for popular stocks.
  • Stale-while-revalidate (24h): The CDN edge layer serves stale verdicts for up to 24 hours while a fresh computation is triggered in the background — preserving page speed even during revalidation cycles.

Price data and technical indicators refresh every 5 minutes during market hours. News sentiment scores refresh every 3 minutes.

Important Disclaimer

All analysis produced by MicroStocks' AI Committee is for informational and educational purposes only. It does not constitute financial advice, investment recommendations, or a solicitation to buy or sell any security. MicroStocks.in is not registered with SEBI as an investment advisor. Always consult a qualified financial professional before making investment decisions. Past performance of any model or score does not guarantee future results.

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